Saving money reflects the ability of one to control wealth and is a kind of wisdom to spend money. Different people have different opinions and attitudes toward money, so the ways and methods of handling and controlling their own money are also different.
There is such a “Mr. Moonlight”, he has a Ph.D. in a famous university, working for a foreign company, as a department manager, not counting bonuses, with an annual salary of 300,000 yuan. He wears a brand-name suit, drives a Mercedes-Benz, and enters high-end consumer places. It is truly infinite, with countless people. However, this man, the monthly salary has been spent, not only did not accumulate the next penny at the end of the year, but also owed a bank loan of more than 100,000 yuan, is a thoroughly “Mr. Moonlight.”
With such a high income, why has it become a “moonlight family”? It turned out that this gentleman felt that he worked in a large-scale enterprise, had a high income, and his position was not low. He thought that he was a successful person. Successful people must learn to enjoy life, even if they are not rich now, at least in life. To look like a rich man. So he borrowed a Mercedes-Benz car, rented a high-class apartment, champagne only French, steak as long as the tenderloin, coffee only cappuccino, dinner only to the western restaurant… so down, although he earned a lot, But spend more money, not to become a “moonlight family”!
Saving money is a kind of saving in life, and it is a scientific and planned use and arrangement of its own wealth. Broadly speaking, saving money is actually making money, which is the best way to accumulate wealth. Saving money is a kind of learning that costs money. It is a fashionable “trick”.
When you use it, you don’t have to pay for it. If you don’t use it, you don’t have to pay for it. This is a reasonable and correct view of money consumption. In the market economy, earning money is no longer a problem. As long as you have the ability, you are not afraid of being poor. But the key to the problem is: How to spend money? How can I make the most earned money the most valuable?
The mobile phone function is advanced, and the only thing that improves the face is not the quality of life. It is not a “trick” called a fool; “new poverty” is already outdated, and “diet men and women” are no longer fragrant. Everyone must have their own career and family. It is irresponsible to support parents, raise the next generation, and spend money on big hands and feet. Therefore, the trick is reasonable, we must learn to “trick.”
It is important for a person to earn money, but it is more important to learn to save money. Those who don’t know how to save may still be a penniless “moonlight family”; those who save money and understand savings will have savings every month, even if they don’t make much money. Always remember: Saving is a fashion, saving money is making money!